Deciding to sell your home can be an exciting, albeit stressful, time. One way to take some of the pressure off is to get pre-approved for your next home purchase before you list. Why would this take the pressure off? Let’s explore the options this opens up for you: You know exactly what you can afford. Knowing what […]
I know how it goes – looking at houses online in your favorite neighborhoods and wondering if this is the right time to buy. Many buyers wonder if they should purchase a home now or wait a few months to see if that makes better financial sense. But interest rates have been on the rise […]
Your credit score is a major factor in determining whether you can qualify to purchase or refinance your home. But your score could be changing. Recent changes in credit reporting by the major reporting companies are causing a credit score jump that may affect you. Why is the Credit Score Increase Happening? As of April 16, […]
Have you been thinking about purchasing a home sometime this year? As you prepare for that exciting journey, you’ll want to check your credit score. Your credit score, often referred to as your FICO® score, is calculated using your credit history on file with the credit reporting agencies. No matter what your score is, you can work […]
The Tax Cuts and Jobs Act was signed into law in December, 2017. This new bill amends the Internal Revenue Code to reduce tax rates and modify policies, credits, and deductions for individuals as well as businesses. Some of the changes have already taken place and will continue through 2018. As a homeowner or home buyer, here is […]
Buying a home is an exciting process. You get to put your own spin on how you’ll decorate. You decide what plants you will put in your garden. And you get to make decisions on wall colors and changing out flooring. There’s nothing quite like coming home daily to your very own home. It’s important […]
If you’re thinking about buying a home, you’ve probably crunched the numbers time and time again. Undoubtedly, you know a thing or two about the components of a mortgage payment, including the principal and interest you will pay. While it’s prudent to know about your monthly mortgage bill, there are other expenditures associated with homeownership […]
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