Sonoma County USDA Loans

 

The USDA Home Loan is a little known mortgage option available to home buyers in rural areas of
Sonoma County like Santa Rosa, Windsor, Cloverdale, Healdsburg, Guerneville and other parts of California and
the U.S.And there are a lot of areas that are considered rural, even areas that are less than 1 hour
drive from large cities like San Francisco, San Jose and other large cities.
This is really a super loan program that not many take advantage of because they don’t know about it.

Advantages of USDA Home Loan:

* 100% financing, NO down payment required
* Low monthly mortgage insurance
The up-front mortgage insurance premium is 2%
USDA has announced a NEW eligibility map becoming effective October 1, 2013

    * Great 30 year fixed interest rates
* You do not have to be a first time home buyer to get this loan
* Seller or family member can pay for all your closing costs

Here are some other factoids about USDA Home Loans:

* Your income needs to be within 115% of the area median
* Has to be your primary residence and 1 unit

Apply Now and determine your eligibility for USDA Financing!