Welcome to Herndonhomeloans a direct funding source of American Pacific Mortgage!  My name is Steve Herndon and I have been working in the real estate industry since 1977. Experience counts!  I am a 33 year mortgage banking Direct lending veteran highly skilled in the areas of First Time Buyer, FHA-VA, existing and high loan balance financing. I am results driven and determined to get you the best home loan for your needs.  Since I have been in business for so long, I have seen almost every loan program available. Please use my expertise to get information about the following home loan programs:

Santa Rosa Home Loans - There are a variety of loan programs that are available in Santa Rosa. For example: Santa Rosa FHA Loans, Santa Rosa VA loans, Santa Rosa Refinance Loans, Santa Rosa Purchase Loans,

Sonoma County USDA Loans

 

 
Although we are located in Santa Rosa, California, I offer unparalleled mortgage and refinance service to clients throughout the Great State of California!

DRE License # 00901638
NMLS # 222871/1850

 

Find the perfect loan to fit your needs:

Purchasing a Home?

Turn the home of your dreams into reality. Whether you are buying your first home, second home, or vacation property, use this self-help tool to determine exactly what type of purchase loan is best for you.

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Need to Refinance?

Save money by taking advantage of the lowest rates available. Whether you are looking to lower your rate, lower your monthly payment, or tap into your home's equity, use this self-help tool to determine exactly what type of refinance solution is best for you.

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Debt Eliminator

Use your home to help eliminate bad debt and bundle your bills into one easy monthly payment. Whether you need to pay off high-interest credit cards, put your kids through college, or you just need cash now, use this self-help tool to determine exactly what type of debt consolidation program is best for you.

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