Welcome to HerndonHomeLoans a direct funding source of American Pacific Mortgage!  My name is Steve Herndon and I have been working in the real estate industry since 1977. Experience counts!  I am a 38 year mortgage banking Direct lending veteran highly skilled in the areas of First Time Buyer, FHA-VA, USDA, existing and high loan balance financing. I am results driven and determined to get you the best home loan for your needs.  Since I have been in business for so long, I have seen almost every loan program available. Please use my expertise to get information about the following home loan programs:

Home Loans - There are a variety of loan programs that are available in Santa Rosa and the entire state of California. For example:  FHA Loans, VA loansRefinance Loans, Purchase Loans,

USDA Loans


Although we are located in Santa Rosa, California, I offer unparalleled mortgage and refinance service to clients throughout the Great State of California!

CalBRE License # 00901638/01215943
NMLS # 222871/1850
“A Division of American Pacific Mortgage”
703 2nd Street, Suite 103, Santa Rosa, CA 95403
Licensed by the Department of Business Oversight under the CRMLA
Equal Housing Opportunity

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