Welcome to Steve Herndon Loans!

Welcome to Steve Herndon Loans, a direct funding source of American Pacific Mortgage!  My name is Steve Herndon and I have been working in the real estate industry since 1977. Experience counts!  I am a 38 year mortgage banking Direct lending veteran highly skilled in the areas of First Time Buyer, FHA-VA, USDA, existing and high loan balance financing. I am results driven and determined to get you the best home loan with the best interest rate for your needs.  Since I have been in business for so long, I have seen almost every loan program available. Take advantage of my expertise to get information about the following home loan programs:

Home Loans – There are a variety of loan programs that are available in Santa Rosa and the entire state of California. For example:  FHA Loans, VA loansRefinance Loans, Purchase Loans,

USDA Loans